Finance that feels like it's on your side
Tell us what you need in a few minutes. Our team does the legwork across our lender panel, and you'll hear back with an outcome within 48–72 hours.
- Melbourne-based, Australia-wide
- Apply in about 5 minutes
- Your details kept safe & private
- Real people, local service
Four simple steps, and we carry the load
Think of us as your finance champion – we find the right fit and look after the paperwork.
Tell us about you
A short online application covering what you need and your situation. No long forms.
We do the matching
Our team reviews your details and compares options across our lender panel.
Outcome in 48–72 hrs
We'll come back to you with an outcome and a clear explanation of rates and fees.
Sign & settle
Once you're happy, sign your documents and the funds are released.
Loans for the things that move you forward
Car loans
New or used, from a dealer or a private sale. Flexible terms to suit your budget.
Apply now →Personal loans
For renovations, travel, weddings, medical costs or life's other big moments.
Apply now →Debt consolidation
Roll credit cards and loans into one simpler repayment you can plan around.
Apply now →Novated leasing
Package a car through your employer and pay for it from your pre-tax salary.
Apply now →Electric vehicle finance
Finance for a new or used EV, with options that suit lower running costs.
Apply now →Motorcycle finance
Road, adventure or dirt bikes – new or used, from a dealer or a private seller.
Apply now →Loan refinancing
Already have a car or personal loan? See if we can find you a better rate.
Apply now →Business car finance
Cars, utes and vans for your business, with options for ABN holders and sole traders.
Apply now →Car warranty
Extended warranty cover to protect you from unexpected repair bills.
Call 1300 YOUR LOAN →Get a feel for your repayments
Estimated monthly repayment
The same care we bring to home loans
Our Personal & Asset Finance division brings the Mortgage Champions approach to everything else you might need to finance.
- One point of contact. A real person who knows your file, from application to settlement.
- Clear and upfront. We explain the rate, fees and comparison rate before you commit.
- Choice of lenders. We compare options from our panel, not just one bank.
- Fast answers. An outcome within 48–72 hours of a complete application.
A friend who knows finance – the Mortgage Champions team
from 56 Google reviews
“What could have been a stressful experience felt smooth and well managed from start to finish thanks to her guidance and communication.”
Stephen and Kiran Moody · Google review“Communication was always clear and timely, and she went above and beyond to make sure I understood every step.”
Faisal · Google review“It’s important to have someone who you trust helping you through the processes. Sahani was amazing.”
Jess S · Google reviewQuestions we hear a lot
How long does it take to get an outcome?
Once we have your completed application, you'll receive an outcome within 48–72 hours. If we need anything else from you, we'll get in touch straight away.
Will applying affect my credit score?
Submitting your application to us doesn't put a credit enquiry on your file. We'll talk with you before any lender application is lodged.
What do I need to apply?
Just some basic details about you, your income and what you'd like to finance. We may ask for ID, payslips or bank statements later in the process.
What is a comparison rate?
A comparison rate combines the interest rate with most fees and charges into a single percentage, so you can compare the true cost of different loans more easily.
Do you charge a fee?
We'll always tell you upfront about any fees and how we are paid before you proceed. See our Credit Guide for full details.